One business account. Borderless by design.
Buy, sell, send, receive, and spend in traditional and digital currencies, all from a single, secure platform built for modern business.
Built on infrastructure you can trust.
Why choose Banqeta?
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Built for Business
Operate confidently across traditional and digital currencies from one secure, unified platform trusted by companies in 130+ countries.
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Seamless Global Scale
Whether expanding into new markets or international operations, Banqeta simplifies every cross-currency transactions without complexity.
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Proven Infrastructure
Built on Google Cloud and Visa's global network, with regulated partners delivering secure, scalable performance from day one.
Operate like a local, wherever you do business
Banqeta connects your business to the world's payment infrastructure. Open accounts with local payment access, send and receive in traditional and digital currencies, spend globally with virtual Visa cards and move money across borders in seconds. Everything managed from one platform, wherever and however your business operates.
3
traditional currencies available in USD, EUR, GBP
9
digital assets across 5 blockchain networks
6
fiat payment rails, domestic and international
130+
countries to send, receive, and apply from
The complete business account
Multi-Currency Accounts
Open named business accounts in USD, EUR, and GBP, each connected to domestic payment rails in their local currency. Send GBP via FPS or CHAPS, EUR via SEPA, and USD via ACH, Fedwire, or SWIFT. Move between currencies with transparent FX rates. Available to eligible businesses in 130+ countries.
Digital Currency Wallets
Hold, send, receive, and exchange 9 digital assets across 5 blockchain networks, including BTC, ETH, USDC, USDT, RLUSD, and EURC. Each wallet is asset and network specific. Convert between digital assets and your fiat accounts using the built-in on and off ramp. Banqeta does not charge fees to receive digital currency.
Virtual Visa Cards
Issue virtual Visa cards to your team instantly. Each pricing tier includes a set number of cards, with additional cards available to add at any time. Cards are ready to use immediately for online purchases anywhere Visa is accepted. Full spending visibility and real-time controls from day one.
banqit Network
Transfer funds between Banqeta businesses in near real time with no fees. Invite your suppliers, partners, and counterparties to join the Banqeta network and move money between accounts without relying on external payment rails. Works across all supported fiat currencies and digital assets.
On/Off Ramps
Convert between fiat currencies and digital assets directly within your Banqeta account. On-ramp exchanges convert fiat into supported digital assets. Off-ramp exchanges convert digital assets back into fiat. No third-party platforms required. FX spreads apply and vary by pricing tier. See pricing for full details.
FX and Transfers
Exchange between your USD, EUR, and GBP accounts with transparent FX spreads that decrease as you move up tiers. Send funds externally via domestic rails or SWIFT, or use digital currency for near-instant, lower-cost global transfers. See pricing for full details.
Why operate in both traditional and digital currency?
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Global access
Transact in markets with limited banking infrastructure by using digital wallets alongside traditional accounts.
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Faster payments
Settle cross-border transactions in seconds using digital networks, without waiting on traditional rails.
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Stablecoin flexibility
Use stablecoins to simplify cross-border payments, reduce currency risk, and manage your business treasury more effectively.
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Lower costs at scale
Route every payment via the most cost-effective rail, digital or traditional, and reduce transaction costs.
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Resilient treasury
Suggested: Hold balances in the currency you need and convert on your terms, not the bank's.
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Reduce FX exposure
Hold balances in the currency you need and convert when rates suit you, avoiding costly forced exchanges.
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Payment certainty
Track every transaction in real time across both traditional and digital rails, with full visibility from send to settlement.
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Growing client demand
Digital currency adoption is accelerating. Operating in both keeps your business ahead of client expectations.
Security measures
Banqeta is built on Google Cloud infrastructure, with end-to-end encryption, multi-factor authentication, and continuous transaction monitoring across the platform. Your account data and payment activity are protected by real-time threat detection and 24/7 managed security support.
Build your own
financial platform
Launch a fully branded financial platform without building the infrastructure. Banqeta handles compliance, technology, and customer support under your brand, while you focus on sales and growth. Your brand, our platform.
Referral partners
Introduce businesses to Banqeta, to open an account or launch their own white-label platform, and earn for the lifetime of the relationship. Our programme is open globally. If you're looking to enhance your current services or have a network we can support, partner with us to deliver value and earn meaningful commissions.