One business account. Borderless by design.
Buy, sell, send, receive, and spend in traditional and digital currencies, all from a single, secure platform built for modern business.
Built on infrastructure you can trust.
Why choose Banqeta?
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Built for Business
Operate confidently across traditional and digital currencies from one secure, unified platform trusted by companies in 130+ countries.
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Seamless Global Scale
Whether expanding into new markets or international operations, Banqeta simplifies every cross-currency transactions without complexity.
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Proven Infrastructure
Built on Google Cloud and Visa's global network, with regulated partners delivering secure, scalable performance from day one.
Operate like a local, wherever you do business
Banqeta connects your business to the world's payment infrastructure. Open accounts with local payment access, send and receive in traditional and digital currencies, spend globally with a virtual Visa card and move money across borders in seconds. Everything managed from one platform, without the delays or complexity of legacy banking.
3
traditional currencies in USD, EUR, GBP with local account details and payment rails
23
digital currencies with wallets and blockchain access with each account
15
payment networks across traditional rails and blockchain networks
130+
countries you can send and receive traditional and digital currency payments
Your global business toolkit
Multi-Currency Accounts
Open named business accounts in USD, EUR and GBP, each connected directly to domestic payment rails for faster, lower-cost local transactions. Your USD account includes full SWIFT reach for international transfers. Move between currencies with transparent, competitive FX. Available to eligible businesses in 130+ countries.
Digital Currency Wallets
Buy, sell, send, and receive in 23 digital currencies with complete control. Each wallet is asset-specific with advanced security, instant conversion, and full on/off ramp support. Use digital assets for treasury, payments, or revenue collection. Banqeta does not charge any fees to receive digital currency.
Virtual Visa Cards
Issue virtual Visa cards instantly to your team, ready to use immediately for online purchases across millions of merchants worldwide. No waiting, no physical cards, no delays. Full spending visibility and real-time controls from day one.
banqit Network
Near-instant, fee-free transfers between any two Banqeta users in the same currency. Pay suppliers, settle invoices or move treasury balances in real time, without fees, or relying on external payment rails. Works across all traditional and digital currencies supported by the platform.
On/Off Ramps
Convert seamlessly between traditional and digital currencies directly within Banqeta. On-ramp exchanges convert fiat balances into supported digital assets. Off-ramp exchanges convert digital assets back into fiat accounts. No third-party tools, no external platforms, no hidden fees.
FX and Transfers
Exchange between your currency accounts with competitive FX rates. Move funds globally through local payment rails or blockchain infrastructure, with greater speed, transparency and control on every transaction.
Why operate in both traditional and digital currency?
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Global access without friction
Transact in markets with limited banking infrastructure by using digital wallets alongside traditional accounts.
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Faster payments, fewer delays
Settle transactions in seconds using digital networks or local payment rails, improving cash flow and efficiency.
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Stablecoin flexibility
Use stablecoins like USDC or USDT to hold value without volatility, simplify cross-border transactions, and manage treasury more effectively.
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Lower costs at scale
Avoid unnecessary fees by using the most efficient payment rail, digital or traditional, for every transaction.
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Resilient treasury management
Hold value across multiple currency types, reducing single-system risk and giving your business greater flexibility.
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Protection against FX exposure
Hold balances in the currency you need and convert when rates suit you, avoiding costly forced exchanges.
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Modern market appeal
Meet growing demand from tech-savvy clients and global partners who prefer digital payment options.
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Built for a borderless world
One platform, one balance, zero limitations, send, receive, and operate globally without the constraints of legacy systems.
Security measures
Security is our top priority. We use advanced encryption protocols, multi-factor authentication, and continuous monitoring to safeguard your data and funds. Regular audits and updates ensure Banqeta stays ahead of emerging threats.
Build your own
financial platform
Banqeta’s white-label infrastructure powers businesses that want to launch a branded version of our platform. We handle licensing, compliance, technology, and support while you focus on sales, marketing, and growth.
Referral partners
Introduce businesses to Banqeta, to open an account or launch their own white-label platform, and earn for the lifetime of the relationship. Our programme is open globally. If you're looking to enhance your current services or have a network we can support, partner with us to deliver value and earn meaningful commissions.