PRICING
Transparent pricing that scales with you.
Choose the plan that best fits how your business operates. Plus and Elite accounts include access to banqit, our near instant, fee free internal payment network for same currency transfers between Banqeta users.
The monthly fee is only charged once your business has successfully passed Know Your Business (KYB) verification. All pricing is in USD.
Pricing plans
Essential
For businesses that need straightforward access to traditional and digital currency accounts, ideal for single-currency use, low transaction volume, or getting started.
$79/month
FX Spreads
Crypto ↔ Fiat: cost + 1.75%
Fiat ↔ Fiat: cost + 1.5%
Outbound Traditional Currency Transfers (per transaction)
ACH: 1 USD
Fed Wire: 28 USD
SEPA / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
All above transactions have a processing fee of 0.1%
banqit instant transfers between Banqeta users in the same currency: Not included in Essential Tier
Incoming Traditional Currency Transfers (per transaction)
All payments rails: No Fee
Digital Currency Transfers
Receive external transfers: No Fee
Send external transfers: 0.1%
banqit instant transfers between Banqeta users in the same currency: Not included in Essential Tier
Virtual Visa Card Fees
FX Fee:
2.5% (foreign currency transactions)
Card Load/Unload Fee:
USD Card 0.10 USD
EUR Card 0.10 EUR
GBP Card 0.10 GBP
Domestic POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
International POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
Included in this tier
1 traditional currency account included
Additional traditional currency accounts $25 USD per month, per account
Unlimited digital currency wallets
2 Virtual Visa cards included
Additional Virtual Visa cards charged at $2 per card, per month
Up to 3 user profiles
Plus
For growing businesses expanding internationally or managing multiple users, currencies, or transactions, with support for flexible account structures and multi-user collaboration.
$179/month
FX Spreads
Crypto ↔ Fiat: cost +1.25%
Fiat ↔ Fiat: cost + 1.0%
Outbound Traditional Currency Transfers (per transaction)
ACH: 1 USD
Fed Wire: 28 USD
SEPA / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
All above transactions have a processing fee of 0.1%
banqit instant transfers between Banqeta users in the same currency: No Fee
Incoming Traditional Currency Transfers (per transaction)
All payments rails: No Fee
Digital Currency Transfers
Receive external transfers: No Fee
Send external transfers: 0.1%
banqit instant transfers between Banqeta users in the same currency: No Fee
Virtual Visa Card Fees
FX Fee:
2.5% (foreign currency transactions)
Card Load/Unload Fee:
USD Card 0.10 USD
EUR Card 0.10 EUR
GBP Card 0.10 GBP
Domestic POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
International POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
Included in this tier
4 traditional currency accounts included
Additional traditional currency accounts $20 USD per month, per account
Unlimited digital currency wallets
7 Virtual Visa cards included
Additional Virtual Visa cards charged at $1 per card, per month
Up to 10 users profiles
Access to banqit
Elite
For established businesses with higher volumes, advanced operational needs, or complex currency flows across teams, regions, or jurisdictions.
$379/month
FX Spreads
Crypto ↔ Fiat: cost + 1.0%
Fiat ↔ Fiat: cost + 0.75%
Traditional Currency Transfers
(per transaction)
ACH: 1 USD
Fed Wire: 28 USD
SEPA / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
All above transactions have a processing fee of 0.1%
banqit instant transfers between Banqeta users in the same currency: No Fee
Incoming Traditional Currency Transfers (per transaction)
All payments rails: No Fee
Digital Currency Transfers
Receive external transfers: No Fee
Send external transfers: 0.1%
banqit instant transfers between Banqeta users in the same currency: No Fee
Virtual Visa Card Fees
FX Fee:
2.5% (foreign currency transactions)
Card Load/Unload Fee:
USD Card 0.10 USD
EUR Card 0.10 EUR
GBP Card 0.10 GBP
Domestic POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
International POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
Included in this tier
10 traditional currency accounts included
Additional traditional currency accounts $15 USD per month, per account
Unlimited digital currency wallets
10 Virtual Visa cards included
Additional Virtual Visa cards charged at $0.50 per card, per month
Unlimited user profiles
Access to banqit
Custom
For businesses with advanced needs or high transaction volume, ideal for those seeking tailored solutions, greater flexibility, or expanded compliance and FX capabilities.
Tailored pricing
FX Spreads
_ _
Outgoing Fiat Transfers
(per transaction)
_ _
Digital Currency Transfers
_ _
Virtual Visa Card Fees
_ _
Included in this tier
Bespoke pricing models based on volume, flow, or commitment
Flexible onboarding structures for unique business setups
Enhanced compliance oversight and reporting
Jurisdiction-specific solutions and account routing
Scalable FX infrastructure tailored to your treasury needs
Virtual Visa cards included as standard
Access to banqit